Payday Loans Canada  

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Fast Funds as Early as Today!*

Cash Wired within 24 Hours

Quick Approval

Safe & Secure Application

Safe & Secure Application

Lower Rates than a Credit Card

Benefit from Competitive Rates

No Credit Check - Bad Credit OK

All Types of Credit are Welcome

Apply online now and
see the funds in your account as early
as today!*

Apply for a Payday Loan

Payday Loans Customer

How It Works
Learn more about Payday Loans Canada’s simple payday loan process.
More Info

Find the answers to the most frequently asked questions and more.
More Info

All Types of Credit Accepted
Our partnered lenders work with all types of credit. The best way to find out if you’ll be approved is to apply now.
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  • Simple Online Application
  • Funds deposited directly into your account
  • Quick Approval
  • No Hidden Fees
  • Live Customer Support

How Payday Loans Work


Attention All Canadians Who Need Cash Fast

Since 2001, Payday Loans Canada has been matching Canadians with trusted lenders in the hopes of borrowing money quickly regardless of their past credit history.

Payday Loans Canada provides a fast and convenient online application form so there is no need to wait in long lines or even leave the comfort of your home.

How Can Payday Loans Canada Help You?

We have relationships with some of Canada’s top payday lenders. Based on the information you provide via our short, online application, we will attempt to match you with the best payday lender to suit your unique short-term needs. Common needs include:

  • Making rent or mortgage payments on-time
  • Emergency car repairs or towing
  • Ensuring a pre-authorized payment is available
  • Medical expenses your health plan won’t cover

Payday loans are a quick and easy solution, especially for those with limited resources. Bad credit shouldn’t make it impossible to get a short-term loan.  Many people with excellent credit prefer a payday loan to traditional borrowing methods due to the convenience, speed, and easy repayment available only through a payday loan.

If you are concerned that you might not have enough funds to cover an automatic bill payment or emergency situation and you don’t want a long-term commitment, a payday loan might be the right solution for you. Apply today and will match you with the best lender for your short-term financial needs. Many of our partnered lenders can get you the cash you need, deposited directly into your bank account as early as today.*

To get the money you need, follow this three-step process:

Apply for Payday LoansFast ApprovalReceive Cash in 24 Hours

Implications of Non-Payment

What happens if I can’t repay my loan on my repayment date?

The lender you are matched with will attempt to withdraw the total loan amount and fees on the repayment date agreed upon within your loan agreement. It is important to ensure the funds are available to avoid the following consequences:

Additional Fees - Your bank may charge NSF fees if the money is not available, or you could end up overdrawn which might also generate additional fees. Additionally, you may incur NSF fees from the lender which range from $20 to $58, depending on the lender and your province of residence.

Collection Practices – You may be contacted by collectors representing the lender you borrowed from. Standard collection practices include contacting you via email, phone, SMS, and mail until the amount owing is recovered.

Credit Score Implications – Some lenders report loan activity back to one or all of the major credit bureaus, including Equifax, TransUnion, and Experian. While repaying your loan on time could help improve your credit score, failure to make your payment could reduce your score, and make it difficult to obtain credit or services from companies that use these agencies, including other payday loan companies.


Customer Support

Get Fast Cash

Step 1 - Apply for a Payday Loan
Complete the brief and secure online application form. Once submitted, we will attempt to match you with a lender. Eligibility is determined within seconds.
Apply Now

Step 2 - Approval
Once your application has been accepted and approved by a lender, you decide if you would like to proceed with a payday loan from that lender.

Step 3 - Receive Your Cash
Once you have selected the amount you need and have agreed to the terms and conditions of the lender, the cash will be sent directly to your bank account, as early as the same day it’s requested.*