Canada Payday Loans: the fastest way to borrow money in Canada

1. What if I have bad credit or no credit at all?
That doesn't matter to us. When the bank, credit card company, or finance company says "No" - we say "Yes!" Bad credit, Good credit, no credit at all; you still qualify for a Payday Loan.

2. How much money can I be approved for?
First-time customers can borrow up to $500 (return customers can borrow up to $1500) until your next payday. The amount is based on your take home pay. Loan limits may increase depending on your repayment history with us.

3. Do I have to fax anything in?
No. The information required can generally be obtained by a quick phone call or online chat. Unlike other payday loan companies, we don't require any documents faxed by you.

4. How long do I have before I have to repay the loan?
All of our loans can be out for a maximum of 15 days, or the repayment date is always set on your pay date.

5. What types of fees are involved?
There is just a flat fee of $20.98 per $100 you borrow. There is no other extra fees or hidden fees. Our fees are very competitive and in fact are lower than many other on-line payday loan providers.

6. How long will it take for you to get the money to me?
We electronically deposit the money right in to your bank account overnight - it's that easy!

7. I don’t live in Canada, can I still apply?
We only accept applicants from Canada.

8. What can I use my payday loan for?
Use your money for whatever purpose you wish. If you have some bills due, something you need to buy, or just want to have some fun! Your loan is for you to use as you wish.

9. Once approved, how do I receive my money?
The funds are sent directly to your bank. Most people see the money in their accounts the following morning.

10. Can I get an extension or rollover my loan?
While we do not offer extensions or rollovers, you are able to request another loan the same day you have one due back. As long as the debits clear your account, you are welcome to more money.

11. Why don't you offer extensions or rollovers?
We believe a payday loan should be a short term solution only. When a loan is rolled over, interest accumulates. This almost always results in a vicious cycle of paying off interest and never the principal.