Privacy Policy

We understand the importance of your privacy. Here, you will find our Privacy Policy.

When completing our application the user is required to give specific contact information, such as: Name, Email address, Phone Number, etc. This information will be used to contact the user regarded the services in which he or she has expressed interest.

In addition to contact information, the user is also asked for financial information during the application process. This information is used for depositing funds, as per the applicant’s request. If we are having difficulty processing the request, we will use the contact information to get in touch with the applicant.

We use the personal information provided to enable us to act as the applicant’s broker in assessing his or her suitability for a loan from us.

If the applicant appears to be suitable for a payday loan, the information obtained during the application process may be disclosed to lenders in order for the lender to assess the application. This information may also be disclosed to service providers who process your application on our behalf (contact centers etc). However, we will only disclose the information to these processor where we have an agreement in place imposing equivalent security obligations regarding all personal data on the processor.

Information used for marketing purposes
Payday Loans Canada and its group of companies, affiliates, partners, and third party service providers may also use the applicant’s collected information to offer similar products or services that may be of interest to the applicant via email, postal mail, telephone, cellular phones, and SMS.

Links
The Payday Loans Canada website may contain links to other sites. Please be aware that Payday Loans Canada is not responsible for the privacy practices of other sites visited via these links. We strongly encourage our users, whenever leaving our site, to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected on this website.

Security
This site takes every precaution to protect every user’s information. When any sensitive information is submitted via our site, that information is protected both online and offline. Information collected via our application form is sent via the best encryption software in the industry: SSL. While SSL encryption is used to protect sensitive information online, we also take every measure to protect your data offline. All user information, not just the sensitive information, is restricted in our offices. Only employees who need the information to perform a specific job (Customer Representatives, for example) are granted access to personally identifiable information. Furthermore, ALL employees are kept up-to-date on our current security and privacy practices.

Web Activity
Payday Loans Canada uses a third party tracking utility to track end-user activity through our site by use of cookies. This activity is tracked in an effort to make our site easier to navigate through. This tracking also shows us which areas of our site draw the most attention. This includes: Most Requested Page, Least Requested Page, Top Entry Page, Top Path Through Site, cities users are visiting from, and the average length of time spent on our site.

Notification of changes
If the Payday Loans Canada privacy policy ever changes, we will post notice of the changes on our homepage, so that users are aware of updates and information collected. We will fully disclose any updates or new information being collected. If at any point it is decided to use personally identifiable information in any manner different from what is laid out at the time it was collected, the affected users will be notified via email. Payday Loans Canada customers will be given the choice as to whether or not we use their information in a different manner. We will always use information in accordance with the privacy policy under which the information was collected.

Legal Obligations
We may need to disclose personal information when required by law, wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order, or legal process served on our web site.

Access to Credit Reports
By completing this application, I affirm that all information given is true and complete. I authorize Payday Loans Canada or its Affiliates to obtain from any credit reporting agency or credit grantor such information as may be require at any time in connection with the credit hereby applied for and I consent to the disclosure or exchange at any time of any information concerning the applicant(s) to any credit reporting agency or credit grantor with which Payday Loans Canada or its Affiliates deals.